B2C Fixed Part Payment - Denmark

Shop terms and conditions (information page)

Collectors afbetalingskampagner

I samarbejde med Collector Bank AB tilbyder vi faktura ved specielle afbetalingskampagner. Når du vælger denne betalingsmåde, sender Collector fakturaen til dig med forfaldstid sidst på måneden. De ekstra udgifter, som påløber, vises ved kassen, når du vælger afbetalingskampagne. For at overholde din afbetalingskampagne skal du betale det beløb, som fremgår af fakturaen, som sendes til dig midt i hver måned. Der foretages en mindre kreditvurdering, som i visse tilfælde kræver kreditoplysninger. Ved forsinket eller udeblevet betaling debiteres et moragebyr og en morarente.

De komplette vilkår for Collectors afbetalingskampagner på faktura kan du læse ved at klikke på nedenstående links:

Almindelige Betingelser For Faktura Og Kontokredit

Standardisered Europeisk Forbrugerkreditinformation

Payment information in checkout

[Logo] Når du vælger Collectors afbetalingskampagne, så modtager du en faktura, i måneden efter du har foretaget dit køb. Overhold din afbetaling ved at betale det faste beløb, som fremgår af din faktura. For at kunne handle med Collectors afbetalingskampagne skal du være mindst 20 år. Du finder flere oplysninger på www.collector.se.

Accept of agreement in checkout

[Checkbox] Jeg har læst og accepterer Collectors almene vilkår for faktura og kontokredit, Standardiserad Europeisk Kosumentkreditinformation samt bekræfter, at jeg har læst Collectors håndtering af personoplysninger.

Calculation of monthly cost for interest free part payment

The formula used to calculate the cost is the following:

(Order sum + (Invoice fee * months)) / months

Here's an example: if the total basket is on 3456 DKK, it gives the following:

(3456 + (39 * 12)) / 12 = 327 DKK/month

Please note that an origination fee is added to the first invoice. The standard set of instalment plans and their origination fees and interest rates can be found in the table below, however, please refer to your merchant agreement with Collector to get the correct origination fee amounts.

Using the example amount above and an origination fee of 495 DKK, a first invoices lowest amount to pay would be 327 + 495 = 822 DKK.

Calculation of monthly cost for annuity payment

The formula used to calculate the cost is the following:

CapitalDebt * (MonthlyInterestRate / ((1 + MonthlyInterestRate) ^ Months - 1)) + CapitalDebt * MonthlyInterestRate + InvoiceFee

Here's an example: if the total basket is on 3456 DKK, it gives the following:

3456 * (1,8333% / ((1 + 1,8333%) ^ 24 - 1)) + 3456 * 1,8333% +39 = 218 DKK/month

Please note that an origination fee is added to the first invoice. The standard set of instalment plans and their origination fees and interest rates can be found in the table below, however, please refer to your merchant agreement with Collector to get the correct origination fee amounts.

Using the example amount above and an origination fee of 495 DKK, a first invoices lowest amount to pay would be 218 + 495 = 713 DKK.

Please note that the amount to pay per month should be rounded up to the nearest integer, and the lowest amount is always 50 DKK.

Standard instalment plans

(Note! The fees and interest rates can differ depending on the agreement with Collector):

Instalment planStandard Origination feeStandard Yearly Interest rateStandard Notification fee
3 months Interest free345 DKK0%39 DKK
6 months Interest free395 DKK0%39 DKK
12 months Interest free495 DKK0%39 DKK
24 months Annuity495 DKK9,95%39 DKK
36 months Annuity495 DKK14,95%39 DKK

Hyperlinks

Collectors almene vilkår for faktura og kontokredit https://cdn.collector.se/upload/Partners/Agreements/AGREEMENTCODE/Credit_terms_All_DK.pdf

Standardiserad Europeisk Kosumentkreditinformation https://cdn.collector.se/upload/Partners/Agreements/AGREEMENTCODE/SECCI_DK.pdf

Collectors håndtering af personoplysninger https://cdn.collector.se/privacy/da-DK/data-protection-policy.pdf

You’ll receive your specific AGREEMENTCODE from your Partner Integration Manager during the setup.